Free community-wide shred and e-waste recycle day

Submitted by ESB Financial

It’s almost spring! Time to dust off the cob webs and clean those closets! Bring your outdated e-waste to recycle and shred personal documents you no longer need!

ESB Financial will sponsor a FREE Community-Wide Shred and E-Waste Recycle Day on Saturday, April 30 from 9 a.m. - noon in the south parking lots of ESB Financial, 8th & Constitution Street. You can drive through our parking lots off of Constitution and dispose your items. Volunteers from ESB Financial, Lyon County E-Waste and City of Emporia will be on site to help you.

There will be a self-contained Shred-It mobile truck in ESB Financial’s south parking lot that will destroy your confidential documents on site, free of charge.

The Lyon County E-Waste trailer will be in the south parking lot of the First Baptist Church for you to bring your e-waste recycle items, also free of charge.

Why should I want to shred anything?

To protect yourself from identity theft…the fastest growing form of consumer fraud. Surprisingly, research shows that most identity thieves obtain personal information through traditional paper-based sources. This way you can protect your identity for FREE!

Shred-it mobile trucks contain cutting-edge technology that can efficiently destroy all your personal, confidential paper documents. Shred-it document destruction services provide the safest and most efficient way of thwarting identity thieves.

Who is this event for?

All individual households in our community and businesses are welcome. You may bring a limit of five boxes per vehicle to Shred.

What can I shred and what should I save?

Record Retention: Guidelines for Personal Records

(Courtesy of Pool & Associate, Chartered)

Three Years

Medical Bills (in case of insurance disputes)

Credit Card Statements

Expired Insurance Policies

Utility Records

Seven Years

All Documents Related to Tax Returns

Medical Bills (if tax-related)

Accident Reports and Claims

Sales Receipts (or not less than the life of the warranty)

Wage Garnishments

Other Tax-Related Bills

Bank Statements

Permanently

Income Tax Returns for at least 20 years

Income Tax Payment Receipts and/or Cancelled Checks

Retirement/Pension Documents

CPA Audit Reports

Legal Records

Important Correspondence

Investment Trade Confirmations

Other

Pay Stubs (keep until reconciled with your W-2)

Credit Card Receipts (keep until verified on your statement)

Insurance Policies (keep for the life of the policy)

Mortgages / Deeds / Leases (keep 6 years beyond the agreement)

Real Estate Records / improvement receipts (keep 6 years beyond sale of property)

Stock and Bond Records (keep for 7 years beyond selling)

Depreciation Schedules and Other Capital Asset Records (keep for 3 years after selling the asset.)

Utility bills with your address on it to verify your identity (one a year for 10 years)

Record Retention: Guidelines for Business Records

Additional categories of documents that are not covered in the section above.

Legal documents on business formation, deeds, patents and trademarks, property appraisals, bill of sale documents and other ownership records need to be kept indefinitely.

Income tax returns – keep indefinitely.

Personal records of clients keep indefinitely or until client passes away

General accounting documents like invoices and receipts should be kept for 7 years.

Insurance, permits and licenses, keep until you have replacements for the expired ones.

Any records pertaining to an actual lawsuit or potential lawsuit should be retained until the matter is resolved or your attorney approves shredding the document. A company document retention policy that is consistently followed should help you in these situations.

Auditor Reports Permanently

What can I bring to recycle?

The City of Emporia will have their cardboard truck to recycle cardboard. The Lyon County E-Waste will take anything that has a cord or takes batteries. They will also take flat TVs and monitors…but no large CRT or box-style TVs. Think old telephones, toasters, radios, laptops, cell phones, iPad, video games, etc. Remember to erase all data from your computer devices before recycling.

Why are you having this event?

ESB Financial annually sponsors this event after Tax Day to help our community combat identity theft and help save our landfills for future generations.

ESB Financial is passionate about helping you protect your identity. Your health and privacy are our #1 concern. To learn more about how to protect your identity…please visit our website www.esbfinancial.com.